Published on 05 Jul 2025
Your SIP amount depends on your financial goal, investment tenure, and expected returns. The longer you invest, the lesser you need to contribute monthly.
50% for needs
30% for wants
20% for savings & investments
If you want ₹10 lakhs in 10 years, assuming 12% returns, a monthly SIP of ₹4,500 is enough. Use an SIP calculator to get exact values for your goals.
Understand the difference between SIP and Lump Sum investment strategies. Learn when to use each approach to maximize your wealth creation journey effectively.
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